Grace Ashiru
Rafiki Works has introduced petl pay, a new fintech platform now available in private beta. Designed for modern, project-driven teams working both domestically and internationally, petl pay addresses the challenges faced by these teams in managing payroll, banking, and payments.
Born from over two years of experience running Rafiki Works and handling numerous client projects across agencies, freelancers, and distributed teams, petl pay was developed in response to the fragmented nature of existing payment platforms. Many current tools cater to traditional, one-on-one employment relationships and linear payment flows, leaving project-based teams with limited options.
petl pay, however, is built to align with today’s work dynamics, where flexible teams of independent contractors, subcontractors, and micro-agencies come together to collaborate on shared goals. The platform merges HR technology and fintech, streamlining workflows to create consolidated client invoices and facilitate seamless payments across multiple contributors.
By combining regulated stablecoin and fiat payment systems, petl pay enables split payments, multi-party settlements, and transparent approvals, all within a single workflow. The platform integrates with existing bank accounts and regulated payment providers, and crucially, it does not hold custody of funds. Instead, it functions as an orchestration layer, facilitating payments rather than acting as a bank or payroll service.
Initially, petl pay is focused on payment corridors between the US, UK, EU, and Southern Africa, with plans to expand into other African and LATAM markets. The platform team is actively exploring new integration partnerships across the UK, EU, and Africa.
While Rafiki Works will continue to operate its talent and services platform, petl pay will evolve independently as a specialized fintech solution.
